Lower Average Premium
Roadside Assistance
Spare Parts Coverage
Collector vehicles tend to appreciate so it is important to make sure that your insurance policy covers your prized collector for its full value. We recommend that you insure your vehicle at the “Agreed value”, meaning that in the event of a total loss, you are paid that amount (less any applicable deductible) with no depreciation.
Collector Car Insurance rates are on average 42% less than standard auto rates. We can also provide discounts for members who are in an approved Classic Car Club.
The best collector car insurance lets you enjoy your ride the way you want. With Oakland Insurance’s Collector Car Insurance, you have the freedom to take your ride to collector vehicle club functions, exhibitions, tours and even occasional pleasure driving.
We recommend a policy that covers damage or loss to a classic “spare part”—up to $2,000 coverage—at no additional cost. Additional coverage is also available.
We won’t leave you hanging! Our policies can include up to $200 in roadside assistance in case of emergencies. You can drive with peace of mind when your vehicle is insurance with Oakland Collector Car Insurance.
Our job is protecting your collector car, and we’re very good at our job. In the event of a claim, many insurance companies offer stock original replacement parts to ensure your investment is covered and your car is restored to its former glory. Most insurances companies have a parts specialist on staff to hunt down rare and hard to find parts.
If you have a good driving record and 5 years or more of licensed driving experience, you can qualify. You must have no more than one moving violation or at-fault accident within the last 3 years.
Your vehicle must have collector merit and be appreciating in value over time in order to qualify.
The vehicle must be driven on a limited basis. Your vehicle also cannot be used for racing, timed events, or Driver's Education.
Your Collector Car must be stored in an enclosed and locked garage (or similar arrangement).
A classic, collectible or antique car is no ordinary car—and regular auto insurance is not sufficient to protect such a vehicle against damage or loss. Unlike everyday vehicles, which depreciate over time as you add miles to them, classic cars may, in fact, gain value over the years....
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